Konut sekt\u00f6r\u00fcndeki tarihi kampanyalar kredide rekor k\u0131r\u0131lmas\u0131n\u0131 sa\u011flad\u0131. Son 1 haftada konut kredileri 4.2 milyar TL artt\u0131. G\u00fcnde 840 milyon lira kredi kullan\u0131ld\u0131.<\/b><\/p>\n
Normalle\u015fme s\u00fcrecine ge\u00e7i\u015f ve sosyal hayat\u0131n canlanmas\u0131 amac\u0131yla vatanda\u015flar\u0131n finansal ihtiya\u00e7lar\u0131n\u0131 uygun ko\u015fullarda giderebilmesi i\u00e7in, 1 Haziran’da 4 yeni kredi paketini y\u00fcr\u00fcrl\u00fc\u011fe koyan kamu bankalar\u0131, \u00fczerine d\u00fc\u015feni yapmay\u0131 s\u00fcrd\u00fcr\u00fcyor. Sabah Gazetesi’nden Oktay \u00d6zdabako\u011flu’n\u0131n haberine g\u00f6re; son 1 haftada konut kredilerinde 4.2 milyar TL ile rekor art\u0131\u015f meydana gelirken, sekt\u00f6r\u00fcn s\u00fcr\u00fckleyicisi kamu bankalar\u0131 oldu. Konut kredilerinde 5-12 Haziran aras\u0131ndaki haftada g\u00fcnde ortalama 840 milyon lira art\u0131\u015f ya\u015fand\u0131.<\/p>\n
Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re, bankalar\u0131n TL kredi hacmi 29 May\u0131s-12 Haziran tarihleri aras\u0131ndaki iki haftal\u0131k d\u00f6nemde 36 milyar TL art\u0131\u015f g\u00f6stererek, 2 trilyon 47 milyara ula\u015ft\u0131. Ayn\u0131 d\u00f6nemde kamu bankalar\u0131n\u0131n TL kredileri 17 milyar TL artarak 1 trilyon 23 milyar TL’lik art\u0131\u015f ya\u015fan\u0131rken, bunun 9 milyar TL’sini kamu bankalar\u0131 sa\u011flad\u0131. Kamu bankalar\u0131n\u0131n t\u00fcketici kredileri 260 milyar TL’den 269 milyara y\u00fckseldi.<\/p>\n
Konut kredileri 5-12 Haziran tarihleri aras\u0131nda 4.2 milyar TL ile rekor art\u0131\u015f ya\u015fad\u0131. Bu art\u0131\u015f\u0131n 3 milyar 747 milyon TL’sini kamu bankalar\u0131 sa\u011flad\u0131. 29 May\u0131s-12 Haziran aras\u0131ndaki iki haftal\u0131k d\u00f6nemde konut kredilerinde 4 milyar 879 milyon TL’lik art\u0131\u015f meydana geldi. Bu art\u0131\u015fta da kamu bankalar\u0131 4.1 milyar lira ile \u00f6nc\u00fc oldu.<\/p>\n
Kamu bankalar\u0131 1 Haziran’da normalle\u015fme s\u00fcrecine ge\u00e7i\u015f ve sosyal hayat\u0131n canlanmas\u0131 amac\u0131yla konuttan ta\u015f\u0131ta, mobilyadan tatile 4 yeni finansman paketini hayata ge\u00e7irdi. Paket kapsam\u0131nda s\u0131f\u0131r konutlar i\u00e7in 12 ay \u00f6demesiz d\u00f6nemli, 15 y\u0131la kadar vade ve ayl\u0131k y\u00fczde 0.64 faiz oran\u0131 ile kredi imkan\u0131 sunuldu. Kampanya kapsam\u0131nda ikinci el konutlar i\u00e7in de faiz ayl\u0131k y\u00fczde 0.74’e d\u00fc\u015f\u00fcr\u00fcld\u00fc. Ucuz kredi vatanda\u015f\u0131n konut talebini art\u0131rd\u0131.<\/p>\n
Merkez Bankas\u0131, zorunlu kar\u015f\u0131l\u0131k tebli\u011finde de\u011fi\u015fiklik yapt\u0131. Yap\u0131lan a\u00e7\u0131klamada, “D\u00f6neme \u00f6zg\u00fc kredi talebini kar\u015f\u0131lamada bankalara esneklik sa\u011flamak amac\u0131yla, y\u0131ll\u0131k reel kredi b\u00fcy\u00fcme oran\u0131 y\u00fczde 15’in \u00fczerinde olan bankalar\u0131n zorunlu kar\u015f\u0131l\u0131k te\u015fviklerinden faydalanabilmeleri i\u00e7in sa\u011flamalar\u0131 gereken uyarlanm\u0131\u015f reel kredi b\u00fcy\u00fcme oran\u0131n\u0131n y\u00fczde 15’ten k\u00fc\u00e7\u00fck olma ko\u015fulunun, y\u0131l sonuna kadar ge\u00e7ici bir s\u00fcre i\u00e7in uygulanmamas\u0131na karar verilmi\u015ftir” ifadesi kullan\u0131ld\u0131. Merkez Bankas\u0131 \u00f6nceki d\u00fczenlemede daha \u00e7ok uzun vadeli konut kredi ile se\u00e7ilmi\u015f sekt\u00f6rlere kredi al\u0131m\u0131n\u0131 te\u015fvik ederken, d\u00fcn yap\u0131lan de\u011fi\u015fiklikle bu \u015fart y\u0131l sonuna kadar ertelendi. B\u00f6ylece, t\u00fcketici kredilerinin \u00f6n\u00fc a\u00e7\u0131ld\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut sekt\u00f6r\u00fcndeki tarihi kampanyalar kredide rekor k\u0131r\u0131lmas\u0131n\u0131 sa\u011flad\u0131. Son 1 haftada konut kredileri 4.2 milyar TL artt\u0131. G\u00fcnde 840 milyon lira kredi kullan\u0131ld\u0131. Normalle\u015fme s\u00fcrecine ge\u00e7i\u015f ve sosyal hayat\u0131n canlanmas\u0131 amac\u0131yla vatanda\u015flar\u0131n finansal ihtiya\u00e7lar\u0131n\u0131 uygun ko\u015fullarda giderebilmesi i\u00e7in, 1 Haziran’da 4 yeni kredi paketini y\u00fcr\u00fcrl\u00fc\u011fe koyan kamu bankalar\u0131, \u00fczerine d\u00fc\u015feni yapmay\u0131 s\u00fcrd\u00fcr\u00fcyor. Sabah Gazetesi’nden Oktay […]<\/p>\n","protected":false},"author":1,"featured_media":6426,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[169],"tags":[],"class_list":["post-6425","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guncel-haberler"],"_links":{"self":[{"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/posts\/6425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/comments?post=6425"}],"version-history":[{"count":1,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/posts\/6425\/revisions"}],"predecessor-version":[{"id":6427,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/posts\/6425\/revisions\/6427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/media\/6426"}],"wp:attachment":[{"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/media?parent=6425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/categories?post=6425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.keypoint.com.tr\/en\/wp-json\/wp\/v2\/tags?post=6425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}